If you have made a Will, the legal process in dealing with your affairs will be easier and much less painful during what is already a difficult time for your loved ones.

However, where a Will has not been made, the individual will have died intestate. This means that Letters of Administration must be applied for by the deceased’s personal representative. Until these are obtained bank accounts will be frozen, and access to any part of the Estate will not be possible. Obviously, this can often create unnecessary distress and financial hardship for the family whilst the deceased’s affairs are dealt with.